Mobile Home Insurance
At Pegasus Insurance we offer affordable mobile home insurance for most manufactured homes. Many people are not aware that a mobile home, also called a “single wide” or “double wide” can be insured. Like a block or wood frame home, a mobile home insurance policy is also available.
A single-wide or double-wide modular home insurance policy typically covers the replacement cost of the damage caused to the physical structure of the manufactured home as well as its contents. This means that mobile home insurance will also pay for damages to the items inside the modular home that may have been destroyed or severely damaged.
A manufactured home or mobile home insurance policy typically covers repairs or replacement value for the damages occurred from hurricanes, wind events, hail, flooding, and fire. In events of this nature a mobile home insurance policy will also reimburse you for replacement value for contents that were damaged inside of the mobile home. If you have purchased a mobile home and need single wide or double wide modular home insurance, be prepared for a home inspection. Insurance agencies typically will review the condition of the manufactured home along with its roof, electrical and overall wear and tear. Our clients have said we offer the best mobile home/modular home/manufactured home insurance in Seminole County, Florida.
If you are renting a mobile home you may consider purchasing renters insurance that will reimburse you for replacement value should any of your items inside your modular home get damaged due to fire, wind events, flooding or a hurricane. At Pegasus Insurance we offer affordable renters insurance.