What Does Boat Insurance Cover?
The best boat insurance policy is one that protects your boat if it is damaged. Insurance will pay for your damages in the event your boat is in an accident, catches fire, hits rocks or structures on the water or sinks. Boat insurance can also protect the boat owner from liability law suits and medical expenses. At Pegasus Insurance we offer boat insurance for motorboats, sail boats, pontoon boats, fishing boats, cruisers, yachts and houseboats.
Our Central Florida waterways are full of opportunity for boaters to enjoy. Accidents can happen both on the water and while towing your boat down the road. Having the proper boat insurance coverage is essential to protect yourself if you plan on using your boat in the ocean, lakes, ponds and harbors in the state of Florida. We offer a variety of policies for most personal water crafts.
It is important to discuss with your boat insurance agent the following coverages:
- Property Coverage
- Liability Coverage
- Medical Payments
- Watercraft Coverage
For more information on boat insurance or protection for your water craft please call our Longwood, Florida insurance agency at 407-260-5870 or contact us through our website.
What Affects My Boat Insurance Premium?
- Age of the boat
- Engine power (if there is one)
- Past boating record -The number of past boat accidents that you have had
- Where you plan on using your boat